How do customers envision their banking today?

The number of digital users has increased by 23% since the start of the pandemic.

Post-pandemic, 84% of Europeans engaged in digital banking regularly, with 63% using mobile banking apps from traditional banks and one in five from digital-only banks, and that almost two thirds expected the demand for digital banking solutions to increase (MasterCard).

GenZ clients view traditional bankiig obsolete and feel directly responsible for saving the planet.

How do customers envision their banking today?

The number of digital users has increased by 23% since the start of the pandemic.

Post-pandemic, 84% of Europeans engaged in digital banking regularly, with 63% using mobile banking apps from traditional banks and one in five from digital-only banks, and that almost two thirds expected the demand for digital banking solutions to increase (MasterCard).

GenZ clients view traditional bankiig obsolete and feel directly responsible for saving the planet.

Meanwhile …

Across Europe, retail banks have digitized only 20 to 40 percent of their processes; 90 percent of European banks invest less than 0.5 percent of their total spending on digital …

… though digital transformation would put upward of 30 percent of the revenues of a typical European bank in play, particularly in high-turnover products such as personal loans and payments.

Europe saw a boom in digital banks, with an estimated 162 digital banks by the end of 2022 (Fincog).

15% of the revenues of bigtechs came from the provision of financial services in 2018 already.

Meanwhile …

Across Europe, retail banks have digitized only 20 to 40 percent of their processes; 90 percent of European banks invest less than 0.5 percent of their total spending on digital …

… though digital transformation would put upward of 30 percent of the revenues of a typical European bank in play, particularly in high-turnover products such as personal loans and payments.

Europe saw a boom in digital banks, with an estimated 162 digital banks by the end of 2022 (Fincog).

15% of the revenues of bigtechs came from the provision of financial services in 2018 already.

Why Ecomate?

Our application enables better financial decisions and more financial consciousness to overcome financial problems.

Simplicity is efficiency. Our clean design provides an easy to absorb customer experience solution.

Modularity is key: customers can select features that are relevant to their financial control.We offer a modularly built application that can efficiently supplement the bank’s mobile banking

We go beyond finances: every transaction’s carbon footprint is calculated and displayed enabling clients to control not just their money but the longevity of our environment, as well.

A white label, customized, integrated, branded fintech solution.

Benefits
Lower Switching Rate
Customer base prevention for client XP superior to banks & fintechs
Enhanced Interest Income
Improved liquidity planning by gaining insight into the users’ financial habits
Increased Revenues
Next product offers based on saving schemes and performance ¹
Boosted Client Acquisition
Aggregated account management & unique CO2 tracker
Reinforced Customer Loyalty
Value-adding services provide strong differentiation and brand loyalty ²
Improved Reputation
Corporate Social Responsibility & Sustainable Finance
1 - Engaged customers spend up to 40% more than their peers - Bain & Company
2 - Loyal customers are 50% more likely to try new products and spend an average of 31% more per purchase than new customers - finance-monthly.com

B2B Integration Requirements

Our primary approach entails providing the business logic for carbon calculation while you furnish the necessary data.

Ecomate offers a comprehensive suite of interfaces to assist financial institutions in calculating their carbon footprint and beyond.

To seamlessly integrate Ecomate into your application, we require a secure channel (potentially an API) to access user account and transaction data.

For enhanced security, we recommend deploying our services alongside the bank’s infrastructure.

Financial institutions have the opportunity to integrate Ecomate’s mobile features as an SDK into their existing mobile applications, offering a streamlined method to augment their app’s functionality and enhance customer satisfaction.

Ecomate’s mobile SDK is a fully customizable white-label solution, empowering our customers to align with their design guidelines seamlessly.

Additionally, we provide support for “Greenfield” new feature development leveraging our existing calculations and functionality.

For more information, please contact us at hello@ecomateapp.com

Our primary approach entails providing the business logic for carbon calculation while you furnish the necessary data.

Ecomate offers a comprehensive suite of interfaces to assist financial institutions in calculating their carbon footprint and beyond.

To seamlessly integrate Ecomate into your application, we require a secure channel (potentially an API) to access user account and transaction data.

For enhanced security, we recommend deploying our services alongside the bank’s infrastructure.

Financial institutions have the opportunity to integrate Ecomate’s mobile features as an SDK into their existing mobile applications, offering a streamlined method to augment their app’s functionality and enhance customer satisfaction.

Ecomate’s mobile SDK is a fully customizable white-label solution, empowering our customers to align with their design guidelines seamlessly.

Additionally, we provide support for “Greenfield” new feature development leveraging our existing calculations and functionality.

For more information, please contact us at hello@ecomateapp.com

Reference

For reference, please visit our customer application
Apple Store download linkGoogle Play download link
For more information, please contact us at hello@ecomateapp.com